Introduction The article “Portfolio Selection” is the findings of work experience of Harry Markowitz. On august 24, 1927, Harry Markowitz was born in Chicago. The findings depends depend upon the assumptions that discount rates and the anticipated returns portfolio of particular investor. With highest r, an unlimited amount of money would be placed in the security; in the case of...

IJARAH – Islamic Leasing The meaning of Ijarah - Islamic Leasing is to give something on rent. This is to rent a fixed asset to a person (the lessee) by the owner (the lessor) at an agreed rent price for an agreed period. A customer comes to bank for an Ijara agreement to receive any asset for example vehicle. Bank purchases...

Results Announcement day: Friday 14th , August, 2020 at night 11:00 pm sharp only on live Nusrat Welfare Organization Facebook page www.facebook.com/nusratwelfareoganization.official with our great Host Dr. Sundus Zaidi. This Debate Competition will be judged by: DR. UMM E FARWA (Famous Debater & A medical officer) & Mr. ABID ALI KHAN (Urdu Teacher & Founder of Debate). Last date for Registration 27th...

TAKAFUL – Islamic Insurance Takaful – Islamic Insurance is originated from Arabic word Kafalab. It means “joint guarantee”. This is a cooperative scheme where participants pay donations (a premium), which is also called tabarru, in a common pool. In return, this donation is used to compensate valid claim. RE-TAKAFUL – Reinsurance Re-takaful or Reinsurance operates at only regional and national markets, according...

Murabaha Sale! It is a sale when a person expressively mentioned about cost or original price of the goods and adds some profit before selling to next. Murabaha is absolutely not a loan or not any kind of loan. It is simply a sale and purchase deal either on cash or on deferred payment. Differentiate between Murabaha and Musawamah Murabaha is...

The Mudarabah contract is a form of partnership between one who contributes efforts in the form of managerial skills (Mudarib) and the other who contributes capital (Rabb-ul-maal). Profit from the outcome of the venture is shared between the capital provider and manager. Profit will be shared according to mutually agreed profit sharing ratio. However, losses are borne solely by...

Musharakah: It is a structured joint venture or partnership in which profit and loss of enterprise is shared according to Islamic finance. The English meaning of Musharakah is “Sharing”. It means all partners will need to share loss as per ration of invested amount; however, profit may be shared as per mutual agreement. Although, all partners have equal right to...

Economics Economics is the efficient utilization of available resources to satisfy maximum needs and wants. Generally, the arrangement, management and distribution of available resources, such as, services and goods either across geographic region or within country by any government or society are called Economic System. There are two most basic Economic Systems exist in this world, which are: ...

Online Businesses Starting a business as a student can be very challenging and for a lot of people it would seem impossible most especially because of time. Sharing your time to your businesses and school might really be a very difficult thing to do. But with the introduction of the internet, you can now...

Scouts have always been at the forefront of Serving Humanity because Scouts is a Non-Political Organization dedicated to the Spirit of Service. Regardless of Race, Nationality or Sect. Either it was the Earthquake in 2005 or the Floods in Sindh, Balochistan, or National Elections, or Plague of Corona, the Scouts have always been on the...