Introduction Portfolio Management Process: The article “Portfolio Selection” is the findings of work experience of Harry Markowitz. On august 24, 1927, Harry Markowitz was born in Chicago. The findings depends depend upon the assumptions that discount rates and the anticipated returns portfolio of particular investor. With highest r, an unlimited amount of money would be […]
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IJARAH – Islamic Leasing The meaning of Ijarah – Islamic Leasing is to give something on rent. This is to rent a fixed asset to a person (the lessee) by the owner (the lessor) at an agreed rent price for an agreed period. A customer comes to bank for an Ijara agreement to receive any
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TAKAFUL – Islamic Insurance Takaful – Islamic Insurance is originated from Arabic word Kafalab. It means “joint guarantee”. This is a cooperative scheme where participants pay donations (a premium), which is also called Tabarru, in a common pool. In return, this donation is used to compensate valid claim. RE-TAKAFUL – Reinsurance Re-takaful or Reinsurance operates
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Murabaha Sale! It is a sale when a person expressively mentioned about cost or original price of the goods and adds some profit before selling to next. Murabaha is absolutely not a loan or not any kind of loan. It is simply a sale and purchase deal either on cash or on deferred payment. Differentiate
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The Mudarabah contract is a form of partnership between one who contributes efforts in the form of managerial skills (Mudarib) and the other who contributes capital (Rabb-ul-maal). Profit from the outcome of the venture is shared between the capital provider and manager. Profit will be shared according to mutually agreed profit sharing ratio. However, losses
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Musharakah: The English meaning of Musharakah is “Sharing” Partnership. It is a structured joint venture or partnership in which the profit and loss of enterprise are shared according to Islamic finance. It means all partners will need to share loss as per the ratio of invested amount; however, profit may be shared as per mutual
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Economics Economics is the efficient utilization of available resources to satisfy maximum needs and wants. Generally, the arrangement, management and distribution of available resources, such as, services and goods either across geographic region or within country by any government or society are called Economic System. There are two most basic Economic Systems exist in this
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Online Businesses Starting a business as a student can be very challenging and for a lot of people it would seem impossible most especially because of time. Sharing your time to your businesses and school might really be a very difficult thing to do. But with the introduction of the internet, you can now engage
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Scouts have always been at the forefront of Serving Humanity because Scouts is a Non-Political Organization dedicated to the Spirit of Service. Regardless of Race, Nationality or Sect. Either it was the Earthquake in 2005 or the Floods in Sindh, Balochistan, or National Elections, or Plague of Corona, the Scouts have always been on the
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USCIRF – India According to the UNITED STATES COMMISSION ON INTERNATIONAL RELIGIOUS FREEDOM REPORT 2020 published in April, 2020 India Declared Dangerous country. The Report was published during USCIRF 2020 Annual Report Press Conference & Virtual Launch. Year 2019 was the worst year for India, specially when religious freedom conditions in India experienced a drastic
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